The Ultimate Guide To 一手物業
The Ultimate Guide To 一手物業
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each time a broker-supplier extends a margin loan to your consumer, it usually necessitates funding from a lender to satisfy its obligations.
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commonly, banking institutions will give brokerage companies 24 hours' see to repay the loan. nevertheless, the loan can essentially be canceled at any time For the reason that brokerage firm can repay the loan with no prepayment penalty and the lending financial institution can call the loan for repayment When it pleases.
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Distinctive criteria The interest rate over a call loan is called the call loan fee or broker's call and is particularly calculated everyday. The call loan amount varieties The idea on which margin loans are priced. It is frequently 1 share issue better compared to heading brief-expression fee.
even so, Because the bank has loan call legal rights, the loan will include the stipulations referring to the lender calling in the loan.
因此，只要樓價沒有繼續急跌，業主準時供款，尚欠銀行按揭金額隨時間減少，負資產就可自然消失。而且業主繼續供得起樓，銀行也絕少會要求買家補差價。
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李兆波則表示，若果發展商推售新盤時，減少提供優惠，顯示樓市見底有跡象。
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therefore, according to the call loan rate, the borrower ought to be certain that it pays the stated charge of curiosity to the loan.
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